BrookStone Mortgage Corp.
Call Us at 858-722-3206
NMLS# 915904

Loans in San Diego, CA

The following is a list of some of the programs offered by Brookstone Mortgage Corp. For a complete list please call us at 858-722-3206.
These materials are not from HUD or FHA and were not approved by HUD or a government agency.

Conventional Fixed Rate Mortgages (FRM) | San Diego

Conventional fixed rate loans feature a constant interest rate for the life of the loan. The monthly payments remain the same.
Borrowers are usually expected to pay a 20 percent down payment, however this is not always required.
Terms generally range from 10 years, 15 years, 30 years and 40 years.
Apply for a fixed rate loan today and lock in your monthly payments. Apply Now.

Adjustable Rate Mortgages (ARM) | San Diego

Adjustable rate mortgages are loans where the interest rate is recalculated yearly based on market values. This means monthly payments vary.
While interest rates on ARM loans are generally lower than fixed rate loans they can eventually become higher.
Contact us for more information on adjustable rate mortgage loans.

FHA Mortgage Loans | San Diego

FHA loans are private loans insured by the federal government. With a FHA loan, borrows who can't afford to pay 20% down only have to pay 3% down to qualify. Borrowers are required to pay mortgage insurance which slightly increases their monthly payments. Lenders who offer these loans must be approved by the Department of Housing and Urban Development.

VA Mortgage Loans | San Diego

VA loans are private loans insured by the federal government. VA loans are only for qualified military veterans and their families. VA loans are only available for qualified individuals for their own primary residences and cannot go over a $417K loan limit.
If you are a military veteran or dependent, you may qualify for a VA Mortgage loan. Apply Now.

Jumbo Loans | San Diego

A jumbo loan usually means any home loan for amounts higher than $417K. The loans also feature fixed rates and adjustable rate programs. The difference between jumbo loans and conforming loans is the interest rate.
Learn more about jumbo loans by contacting us today.

Construction Loans | San Diego

Construction loans are used to finance the construction of a new structure. If you're interested in building a new home for you and your family, or construct a commercial property we can assist you. Each loan is as unique as it is shaped to fit your unique needs.
You are unique, and you want your home to reflect that. Construction Loans give you the freedom to build a new home instead of purchasing an existing one. Apply Now.

Home Equity Loans | San Diego

Home equity loans call for the borrower to acquire a new loan on an already mortgaged property using the equity you've built as collateral. These loans are reserved for those looking to pay down medical or consumer debt, start a business or pay tuition. Call us for more information on these loan types.

Reverse Mortgage Loans | San Diego

Reverse Mortgages or (Home Equity Conversion Mortgages HECMs) are unique home equity loans for homeowners of 62 years of age or older. They allow individuals to borrow against the equity that they have built up over years of paying down the mortgage on their home to supplement their retirement income. For more information on reverse mortgage visit the Consumer Financial Protection Bureau website.

No matter the loan program that is right for you, we are here to make the process seamless. Get started today and apply now.